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Stephanie Noecker
REALTOR®
314.537.7404
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204 Montecito Terrace , Saint Charles, MO 63304

$369,000
  • 204 Montecito Terrace , Saint Charles, MO 63304 Main Photo

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New to the Market Coming Soon
BEDS3 BATHS2 full SQUARE FEET1,321 MLS#26046162
STATUSComing Soon PROPERTY TYPEResidential - Single Family SUBDIVISIONMontecito SCHOOLFrancis Howell R-III

Property Description

Welcome to 204 Montecito Terrace in the highly sought-after Montecito subdivision! This beautifully maintained 3-bedroom, 2-bath ranch delivers over 1,300 sq ft of bright, open living space. Step inside to soaring vaulted ceilings, a cozy fireplace, recessed lighting, and luxury vinyl plank flooring flowing through the main living areas. The showstopper kitchen features rich espresso cabinetry with designer gold hardware, stainless appliances, and breakfast-bar seating that opens to the dining area with a wall of windows overlooking the backyard. The spacious primary suite offers a charming bay-window sitting area, and both baths are tastefully finished. Built in 2005, all major systems are well within their expected life - move in with total confidence. Out back, a BRAND NEW wood deck steps down to a patio and a huge, flat, fully usable lot backing to a private tree line - no rear neighbors, just green space. Add a welcoming covered front porch, an oversized garage with carriage-style doors, and a location in the acclaimed Francis Howell School District, and you've got a home that works as a fantastic first home or a forever home. Homes in Montecito rarely hit the market - schedule your showing today!

204 Montecito Terrace | MLS# 26046162

This single family home located at 204 Montecito Terrace , Saint Charles, MO 63304 is currently listed for sale with an asking price of $369,000. This property was built in 2004 and has 3 bedrooms and 2 full baths with 1321 sq. ft. Montecito Terrace is located in the Montecito subdivision within the Francis Howell R-III school district. Search Montecito real estate on www.liveinstlcity.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: 9 ft + Pour, Unfinished, Walk-Out Access
Cooling: Central Air
Garage: 2 car attached
Heating: Forced Air
Home Style: Ranch, Traditional
Lot Size: 0.34 Acres
Roof Type: Asphalt
Taxes: $4,012
Year Built: 2004

Amenities

Eat-in Kitchen
Open Floorplan
Vaulted Ceiling(s)

Feature Descriptions

Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Oven, Refrigerator
Association Amenities: Association Management
Exterior: Vinyl Siding
Fireplace: Living Room
HOA Fee: $600/ Annually
Lot: Back Yard, Gentle Sloping, Landscaped
Parcel#: 3-0120-9587-00-064D.0000000
Parking: Attached
Sewer: Public Sewer
SQFT. Above Grade: 1321
Water: Public

Room Sizes

Living Room: 19x20
Kitchen: 11x16
Bedroom: 10x11
Bathroom: 5x9
Bedroom 2: 10x10
Primary Bedroom: 12x16
Primary Bathroom: 4x8

Local Schools

High School: Francis Howell High
Middle School: Bryan Middle
Elementary School: Independence Elem.
School District: Francis Howell R-III

Listed By / Shown By

Listed By

Agency Name: Patton Properties

Shown By

Agent Name: Stephanie Noecker
Agent Phone: 314.537.7404
Agency Title: RedKey Realty Leaders

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Estimate Your Payment

Estimated Payment

$ 2,452.32 per month $2,010.36 Principal & Interest $334.33 Property Tax $107.63 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)

David Ames, Sales Manager, NMLS #738479

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/28/2026. The listing information on this page last changed on 07/28/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/28/2026 8:49:26 AM EST) or MARIS MLS (last updated Tue 07/28/2026 8:41:37 AM EST). Real estate listings held by brokerage firms other than RedKey Realty Leaders may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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